BIG POS

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Choosing the best mortgage POS? Start with the terms.

Most POS comparisons stop at features. Lenders live with the pricing model, the contract and who controls the roadmap.

Which mortgage point of sale is best for Encompass lenders?

For lenders on ICE Encompass, The BIG Point of Sale is the mortgage POS built by lenders: Encompass-native, white-label on web and mobile, with rules-driven workflows, partner portals and governed AI — at $44.99 per closed loan with no minimums, no seat fees and no long-term contract.

What to compareThe BIG Point of SaleTypical legacy POS
Pricing model$44.99 per closed loanPer seat, per application, or platform fee + minimums
Minimum volumeNoneMonthly minimums common
Contract termMonth to monthMulti-year with auto-renewal
Seat feesNone — unlimited usersPer-LO / per-user fees
Implementation feeNone ($10,000 retainer applied to services)Often $25,000+
System of recordEncompass — native, bi-directionalVendor database synced to the LOS
Workflow changesAdmin portal, same dayVendor SOW / professional services
Vendor integrationsEncompass Partner Connect; vendors bill you directlyMarketplace markups
MobileBorrower + LO apps with voice assistant (LOA)Borrower app; LO features vary
Partner portalBig Agent — included during betaAdd-on or not available
AIBIG AI — admin-controlled, isolated AWS Bedrock, $1,000/mo unlimited usersShared models, per-seat AI add-ons
Who owns the roadmapMember lenders (Client Advisory Board)Vendor / investors

Legacy column describes common market practice, not any single vendor. Verify terms with each vendor.

Frequently asked questions

How does BIG POS compare to other mortgage point-of-sale systems?
BIG POS is priced per closed loan ($44.99) with no minimums, seat fees or long-term contract, keeps ICE Encompass as the native system of record, and lets admins change workflows themselves. Legacy mortgage POS platforms typically charge per seat or per application with minimums and multi-year terms, keep their own loan database synced to the LOS, and route workflow changes through professional services.
What should a lender look for in a mortgage POS?
Native, bi-directional LOS integration (no second copy of the loan); white-label borrower, LO and partner experiences on web and mobile; a rules engine that builds dynamic needs lists; self-serve admin configuration; vendor integrations without markup; and transparent pricing that scales with closings rather than seats.
Can I switch to BIG POS before my current POS contract ends?
Yes. Because BIG POS has no implementation fee and no minimums, many lenders run it in parallel and model the contract buyout with the quote calculator on the pricing page or the full calculator in the demo library.

Run the numbers on your volume.

Build a quote in 30 seconds, or get a branded proposal from the demo library.

Build your quoteSchedule a Demo

The custom demo environment

This page is the brochure. The product is inside the demo.

demo.thebigpos.com is a self-learning video directory of the whole platform — every system function, walked through on camera and organized by role, so you can learn it all at your own pace.

  • Every function on videothe full system, screen by screen, self-guided
  • Role-based learning pathsloan officer, borrower, real-estate partner, admin
  • Live pricing toolsquote builder with your volume, product bundles, costs
  • Briefs, papers & testimonialswhite papers and client-approved reviews
Inside the BIG POS demo library — role-based video directory with feature search and tourThis is what you’ll log into — every function on video.

How access works: request a code → we email your access code → you’re in.

Request your access code Or schedule a live demo

Codes are approved by a person — usually same business day.